Top 12 Cheapest Dog Breeds to Save Money in 2025

Owning a dog doesn’t have to break the bank. Affordable dog breeds are perfect if you’re a budget-conscious pet lover looking for companionship without spending a fortune. Costs vary based on size, grooming, and health needs. For example, Americans spent $136.8 billion on pets in 2022, and dogs made up 83% of grooming service revenue in 2024. Choosing the right breed can make a big difference in keeping expenses low while ensuring your furry friend stays happy and healthy.

Key Takeaways

• Getting a dog from a shelter costs less than buying one. Shelter fees are usually $50 to $500, but breeders charge over $1,000.

• Picking dogs that need less grooming and food saves money. Chihuahuas and American Hairless Terriers are good choices for this.

• Taking your dog to the vet regularly keeps them healthy. Yearly checkups find problems early and help you spend less later.

Factors That Affect Dog Ownership Costs

Size and Food Needs

A dog's size affects how much you spend on food. Big dogs eat more, so food costs are higher. Small dogs, like Chihuahuas, eat less and cost less to feed. On average, the first year of owning a dog costs $3,221. After that, yearly costs range from $1,391 to $1,149. These costs depend on the dog's size, age, and health. Older dogs may need more vet visits, which increases costs over time.

Grooming Costs

Grooming is another expense to consider. Dogs with thick or long fur, like the Bichon Frise, need regular grooming, which can be expensive. Breeds like the American Hairless Terrier need less grooming and cost less to maintain. Below is a table showing grooming costs by breed size:

Picking a dog with simple grooming needs can save money.

Health and Vet Bills

Some dogs are more likely to have health problems. Big dogs, like Greyhounds, might have joint issues. Small dogs, like Dachshunds, can have back problems. Vet bills can add up, especially for older dogs. Regular checkups help lower costs, but you should plan for emergencies too.

Adoption vs. Buying

Adopting a dog usually costs less than buying one. Adoption fees are often under $100. Buying from a breeder costs $900 to $1,200. However, adopted dogs might need more training or medical care. Breeders often check for health issues, which can save money later. Compare the upfront cost with long-term expenses to decide what’s best.

Top 12 Budget-Friendly Dog Breeds for Pet Owners

Beagle

Beagles are a great pick for affordable pets. Their medium size means food costs stay low. They have short fur, so grooming is easy. Beagles are usually healthy but can get ear infections. Regular vet visits help prevent problems. They are playful and curious, perfect for families.

Chihuahua

Chihuahuas are one of the cheapest dogs to own. Their tiny size means they eat very little food. Short-haired Chihuahuas need only light brushing for grooming. The ASPCA says they are low-maintenance and budget-friendly. Their small size also makes them great for apartments.

Dachshund

Dachshunds are cute, with long bodies and short legs. They don’t eat much and need little grooming. Watch their backs, as they can have spine issues. Mixed Dachshunds often have fewer health problems. With care, they are loyal and affordable pets.

Jack Russell Terrier

Jack Russell Terriers are smart and full of energy. Their small size keeps food costs low. They have short fur, so grooming is simple. Monthly costs range from $280 to $740, depending on care. They are fun and great for active families.

Greyhound

Greyhounds are big but surprisingly low-cost pets. They need little grooming and are usually healthy. This keeps vet bills low. Greyhounds are calm and gentle, ideal for families or quiet homes.

Rat Terrier

Rat Terriers are small and sturdy dogs. They have short fur, so grooming is cheap. Their small size also means lower food costs. They are healthy, which saves on vet bills. Rat Terriers are loving and smart, great for families or singles.

American Hairless Terrier

The American Hairless Terrier is easy to care for. They have no fur, so grooming costs are zero. They are healthy, which lowers vet bills. The ASPCA says yearly vet costs are about $225. They are unique and affordable pets.

Bichon Frise

Bichon Frises are cheerful, small dogs. Their fluffy fur needs grooming, but DIY grooming saves money. Monthly costs are $150 to $250 for food, grooming, and care. They live up to 15 years, making them a loving, cost-effective pet.

Dalmatian

Dalmatians are eye-catching and budget-friendly dogs. Their short fur is easy to care for. They are healthy, so vet costs are low. Buying one costs $1,000 to $1,600. They live 12 to 14 years, giving you many happy moments.

German Wirehaired Pointer

German Wirehaired Pointers are medium-sized and affordable. They cost $800 to $1,200 to buy. They live 14 to 16 years and are generally healthy. This breed is a good choice for active pet owners.

Toy Manchester Terrier

Toy Manchester Terriers are sleek and small. Their size keeps food costs low. They have short fur, so grooming is simple. Buying one costs $1,000 to $2,500, but adoption is cheaper. They are elegant and affordable pets.

Mixed Breed Dogs (Mutts)

Mixed breeds, or mutts, are very affordable dogs. Adoption fees are usually under $100. They often have fewer health problems, saving vet costs. Mutts come in all sizes, fitting any lifestyle. Adopting one also gives a dog a loving home.

Practical Tips for Saving on Pet Care

Adopt Instead of Buying

Adopting a dog is one of the easiest ways to save money while giving a pet a loving home. Adoption fees usually range from $50 to $500 and often include sterilization, vaccinations, and microchipping. On the other hand, buying from breeders can cost over $1,000, and you’ll still need to pay for those additional medical services. Adopting can save you up to 90% compared to purchasing a dog. Plus, you’ll feel great knowing you’ve helped a dog in need.

DIY Grooming Techniques

Professional grooming can get expensive, with an average cost of $60 per session. Why not try grooming your dog at home? Many pet owners already do this, with 41% opting for DIY grooming to save money. You can invest in a good brush, nail clippers, and shampoo for a fraction of the cost of regular grooming appointments. Not only will you save money, but you’ll also bond with your dog during grooming sessions.

Invest in Pet Insurance

Unexpected medical expenses can quickly add up. Pet insurance helps you manage these costs by covering accidents, illnesses, and even routine care in some plans. While it’s an upfront expense, it can save you thousands on vet bills in the long run. Look for a plan that fits your budget and covers your dog’s specific needs. It’s a small price to pay for peace of mind.

Buy Pet Supplies in Bulk

Buying pet supplies in bulk is a smart way to cut costs. Items like food, treats, and cleaning products are often cheaper when purchased in larger quantities. With the rise of e-commerce, it’s easier than ever to find deals on bulk pet supplies. This approach not only saves money but also ensures you’re always stocked up on essentials for your furry friend.

Regular Preventive Veterinary Care

Preventive care is key to keeping your dog healthy and reducing long-term medical costs. Annual wellness exams can catch potential health issues early, preventing them from becoming serious (and expensive). Preventive care, like vaccinations and dental cleanings, costs much less than treating advanced diseases. Regular checkups are a simple way to save on vet bills while ensuring your dog stays happy and healthy.

Benefits of Adopting from Shelters

Lower Initial Costs

Getting a dog from a shelter is very affordable. Adoption fees usually cost $50 to $250. This is much cheaper than paying over $1,000 to buy from a breeder. Shelters often include spaying, neutering, shots, and microchipping in the fee. This can save you hundreds of dollars right away.

Here’s a simple cost comparison:

Some shelters even offer free or discounted adoptions during special events. This makes it easier to find a dog that fits your budget. Breeders, on the other hand, charge $500 to $5,000. Adopting from a shelter is a smart way to save money.

Healthier Dogs with Initial Vet Care Included

Shelter dogs are often healthy when adopted. Most shelters spay or neuter, vaccinate, and microchip dogs before they go home. This means you won’t need to pay for these services right away. For example, spaying or neutering can cost up to $460, but shelters often do it for free.

Shelters also check dogs for health problems. While some dogs may need extra care, many are healthy and ready to join your family. Regular vet visits after adoption will keep your dog healthy. Starting with a healthy dog saves you money and worry.

Emotional Rewards of Saving a Life

Adopting a shelter dog is good for your heart and mind. Studies show that people who adopt rescue dogs often feel closer to their pets. Taking care of a rescue dog gives you purpose and happiness.

• Dogs help reduce stress, anxiety, and sadness.

• Rescue dogs bring joy and make your home feel complete.

• Saving a life creates a special emotional bond.

One study, Behavior, Long-Term Stress and Relationship to Owner in Relinquished Dogs, found rehomed dogs and their owners share a stronger connection. This bond brings love and dedication, making adoption a truly special experience.

Adopting from a shelter changes both your life and the dog’s life. You’ll get a loyal friend and the joy of making a difference.

Picking a low-cost dog doesn’t mean losing love or fun. From energetic Beagles to devoted mutts, these affordable dogs bring happiness without costing too much.

🐾 Tip: Think about your budget and lifestyle before adopting. Proper care keeps your pet healthy and joyful for many years.

Adopt, save money, and enjoy the love!

FAQ

What is the cheapest dog breed to own?

Mixed breed dogs (mutts) are often the most affordable. Adoption fees are low, and they usually have fewer health issues, saving you money long-term.

How can I save money on dog food?

Buy in bulk or look for discounts online. Choose high-quality, affordable brands that meet your dog’s nutritional needs without overspending.

🐾 Tip: Homemade dog treats can also cut costs while keeping your pup happy!

Are small dogs cheaper than large dogs?

Yes, small dogs usually cost less. They eat less food, need smaller supplies, and often have lower grooming and medical expenses compared to larger breeds.